uP

Educational articles

Learn about the payments industry and what it means for your business

Universal Processing: Our Story, Our Journey, Our Legacy

Universal Processing: Our Story, Our Journey, Our Legacy

From the Streets of New York to Your Checkout Counter: The Story of Universal Processing Twenty-two years ago, New York was full of opportunity, and full of challenges. Beyond the […]

Up to $750,000 Available|Government Shutdown Halts Loans? We’ll Help You Get Through This Winter

Up to $750,000 Available|Government Shutdown Halts Loans? We’ll Help You Get Through This Winter

The Government Shutdown Continues During this period, SBA (Small Business Administration) loans and some traditional bank credit approvals have been suspended, leaving many small business owners facing unprecedented financial pressure […]

How to Create a Seasonal Menu That Boosts Profits: Especially in Q4!

How to Create a Seasonal Menu That Boosts Profits: Especially in Q4!

Every year, as the fourth quarter rolls around, restaurants enter their busiest, and potentially most profitable season. Holiday parties, company banquets, and family gatherings fill dining rooms across the country […]

Eligible for the Discover Settlement? File Your Claim Today

Eligible for the Discover Settlement? File Your Claim Today

Act quickly — Discover class action settlement claims are due by May 18, 2026. If your business accepted Discover card payments between January 1, 2007, and December 31, 2023, you […]

Don’t Miss Out: How EBT Payments Can Boost Your Holiday Sales

Don’t Miss Out: How EBT Payments Can Boost Your Holiday Sales

Imagine this scene: It’s the holiday season, and the store is packed with shoppers… A young mother loads her cart with turkey, milk, and her children’s favorite treats. At the […]

Chargeback Prevention: Key Strategies for High Transaction Volumes in Summer   In running a business, owners often face this headache: A customer clearly made a purchase in-store, but later went to […]

Beyond Discounts: Smart Summer Strategies for Nail Salons to Grow Traffic

Beyond Discounts: Smart Summer Strategies for Nail Salons to Grow Traffic

Summer isn’t just peak foot traffic season for nail salons—it’s also the perfect time to amplify your brand and stand out from the crowd. In a season flooded with discounts […]

How to Win Repeat Customers This Summer with a Smart Loyalty Program

How to Win Repeat Customers This Summer with a Smart Loyalty Program

When the summer heat rises, so do your opportunities. For restaurant, beauty, and retail business owners, the season brings more than just an uptick in customers looking to cool down—it’s […]

5 Proven Nail Salon Marketing Strategies That Actually Drive Traffic

5 Proven Nail Salon Marketing Strategies That Actually Drive Traffic

If you run a nail salon, you’ve likely experienced this before: You post your nail designs online every week, but barely get likes. Holiday weekends bring a rush of customers, […]

How to Choose the Right Credit Card Processor for Your Business

How to Choose the Right Credit Card Processor for Your Business

Choosing the right credit card processor is a decision that directly impacts your cash flow, customer experience, and long-term growth. Whether you’re running a restaurant, retail store, service business, or […]

Registering Your Business on Google: Steps to improve local visibility

Registering Your Business on Google: Steps to improve local visibility

As a small business owner, having a strong online presence is essential to attracting more customers. Whether you run a restaurant, nail salon, or retail store, getting your business listed […]

Unveiling Credit Card Fraud: The Complete Guide to Secure Payments

Unveiling Credit Card Fraud: The Complete Guide to Secure Payments

What is Credit Card Fraud? Credit card fraud refers to the illegal act of using a credit card without authorization to obtain money, products, or services. This can include stealing […]

Act Now! Recover Your Funds from Visa and Mastercard Settlement

Act Now! Recover Your Funds from Visa and Mastercard Settlement

  Visa and Mastercard Settlement: Claim Your Refund Now! We have exciting news for you! If your business accepted any Visa or Mastercard payments between January 1, 2004, and January […]

The Power of a Marketing Plan for Small & Medium-Sized Businesses

The Power of a Marketing Plan for Small & Medium-Sized Businesses

In today’s business world, markets are extremely competitive and consumer preferences are constantly changing. the survival and growth of small and medium-sized businesses (SMBs) hinge on their ability to adapt […]

Plan for a Successful Business for the New Year

Plan for a Successful Business for the New Year

  When you care about the outcome of something, you make sure to plan it out. Birthday parties are planned, weddings are planned, vacations are planned. Why shouldn’t your business, […]

What Exactly are Visa’s Rules and Regulations?

What Exactly are Visa’s Rules and Regulations?

As a result of Visa’s 2021 audit, merchants across the country have found themselves being charged hefty fines for being in violation of Visa’s rules and regulations. Violations of this […]

Winners and Losers of Major Card Fee Increases from Visa and Mastercard 2021

Winners and Losers of Major Card Fee Increases from Visa and Mastercard 2021

At a glance: Visa and Mastercard quietly made significant increases to card swipe rates in April, 2021. These changes are projected to cost business owners a staggering $1.17 billion per […]

A QR Code Menu is a Must – Here’s How to Make Yours for Free

A QR Code Menu is a Must – Here’s How to Make Yours for Free

  Why QR Codes are Important For Your Business Digital Contactless Menus are the New Standard The pandemic has led to radical changes in the way customers interact with restaurants […]

In-House vs. Third Party Delivery Services: Tips for a Profitable Delivery Service

In-House vs. Third Party Delivery Services: Tips for a Profitable Delivery Service

  Third Party Delivery Apps Pros: Increased exposure and accessibility Third party delivery apps have typically established large user bases and a wider delivery range than what is possible on […]

Top 5 Marketing Strategies for the Pandemic

Top 5 Marketing Strategies for the Pandemic

1. Keep Customers Informed Maintaining accurate business information is more important than ever One of the most important things you can do right now is to simply keep your customers […]

The Complete Guide to WeChat Advertising in the U.S.

The Complete Guide to WeChat Advertising in the U.S.

Why You Need to Consider WeChat in Your Marketing Strategy WeChat is a social media giant with over 1.15 billion users worldwide. Based in China and a mainstay in Chinese […]